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Group Benefit Solutions

Whether a small business with just a few employees or a much larger business with operations and staff in multiple countries, employee benefits are an integral part of attracting and retaining talent in today’s highly competitive and increasingly mobile global economy.

Summary of our Solutions

Group Benefit Solutions at a glance

 

Group Life 

Either for death by any cause or death by natural causes only.

Accidental Death 

By adding Accidental Death as a rider benefit to Group Life, double the sum assured is paid out in the event of accidental death. This is known as a double indemnity benefit.

Accidental Death can also be a standalone benefit instead of Group Life.

Critical Illness 

Dealing with a serious illness can be financially challenging.

Critical Illness cover provides a lump sum to the employee on the first ever diagnosis of a specific insured condition. This benefit can be provided either as a standalone or as a rider benefit on Group Life.

Permanent and Total
Disablement (PTD) 

A lump sum to be paid out in the event that an employee is permanently and totally disabled for a period of 12 months and medically considered beyond hope of recovery.

This benefit can be provided either as a standalone or as a rider benefit on Group Life.

Long Term
Disability (LTD) 

As a standalone benefit, LTD cover provides employees with an income should they become unable to work due to illness or injury, for an extended period, or possibly to the normal retirement age of the company.

Short Term
Disability (STD) 

Cover for accidents or illnesses but for a shorter indemnity period than LTD.

Other Benefits 

We are also able to arrange other specialist types of cover for our corporate customers, such as:

• Funeral Cover
• War and Terror
• Kidnap and Ransom

Group Benefit Solutions

We offer a comprehensive range of benefits, protecting your employees and their families from unforeseen circumstances.

 

Request a Quote now

 

Next Steps

Whether you already provide employee benefits and want to discuss how we may help you manage your costs or enhance the benefits package you provide; or you are an employer considering Group Benefits for the first time, we can provide you with expert guidance and assistance to review or develop a solution which matches your budget, as far as possible, and gives your employees both peace of mind and an additional sense of value.


Obtaining a Quotation

In order to prepare an accurate, useable quotation, we will require the following information which can be provided by completing our census data form, in Excel format. Your Insurance Advisor or Broker will assist with this process.

1

Name of the company and the sector the company operates in

2

Details of any existing group policy already in place Including claims experience if possible

3

A list or description of benefits the employer is seeking cover for

4

Benefit level and the preferred currency Multiple of salary or a set sum assured per person or employee grade

5

Eligibility criteria Which employees qualify and is their enrolment mandatory or voluntary?

For each person to be insured we require the following

Name or
employee number

Date of Birth

Gender

Nationality

Country of Residence or Work Location
We may also request the name of their town or city

Job Title or Occupation

Annual Salary
Including Currency

 

Group Benefit Solutions

We offer a comprehensive range of benefits, protecting your employees and their families from unforeseen circumstances.

 

Request a Quote now

Download the Unilife Group Benefits 2019 Brochure

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